Financing Refinancing at a Higher Interest Rate? Like many homeowners, to me, refinancing at the same or higher interest rate makes almost no sense, and it may not be a common strategy, as it usually means paying more in interest over the life of the loan.  However, I have heard it works when the right circumstances are present and I wanted to […]
Buyer Non-Traditional Financing: Cross-Collateral Loans In the first follow-up to, Non-Traditional, Very Useful, Financing Options!, I will ask you this question; “Ever been in a situation where you?” Fell in love with a property, but were nowhere near ready to sell your home where all your equity is? Wanted to keep your existing home as a rental after you moved? […]
Buyer Non-Traditional, Very Useful, Financing Options! I spend a lot of time talking about mortgage lending with Mark Moyes, one of my preferred lenders.  Whether it is making sure current clients are moving through the underwriting process smoothly, or while trying to understand what lending options are open to other clients concerned about their situation.  Most recently though, we were talking […]
Buyer How Much Does a Real Estate Agent Make? My wife and I were joking around the other day, and she said, “Since you have so much time, why don’t you write an article about how much money real estate agents make?”  Well, here I am, lots of time, hopefully shedding some light on why real estate agents request a 3% commission, and why […]
Buyer Let Someone Else’s Money Work For You! It is not a secret, but what is the easiest way to accumulate wealth?  By investing in real estate.  We all need somewhere to live and for most people this means having some version of a home payment, rent or mortgage.  In this article, I am not going to discuss the reasons to buy a […]
Buyer Monthly Newsletter – April 2022 How Does Inflation Affect Home Prices? If you’ve followed the news lately, you’ve probably seen quite a bit about inflation. The consumer price index jumped 0.8% in February, bringing the total increase over the last 12 months to 7.9% – this is the largest annual jump in the last 40 years. So, how does all […]
Buyer How much do you know about the Buying Process? First-time, Second-time, Multi-time Buyer Besides buying a home what is common between all these individuals?  In my opinion, it is likely they all may not fully know or remember what happens during the buying process.  Sure, most know you get an agent and a lender, look for a home, find your dream home, negotiate an […]
Seller Is Homie Good or Bad? I had a colleague respond to me today, after I asked to catch up, with only the statement he intended to use “Homie” in his next real estate transaction.  To say the least it was a little frustrating trying to figure out how to respond.  Yes, I am a Realtor®, but I’m also a person […]
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